Spending

Content to help you improve your spending habits and money management skills.

Money & Personal Finance

Jun 6, 2025

•

6 min read

Money Dysmorphia is Ruining Your Life

...and making the top 0.1% filthy rich in the process.

Jack from TFR

Money & Personal Finance

Jun 2, 2025

•

5 min read

How Money ACTUALLY Makes You Happy

And no, it's not by spending it all on sports cars and luxury handbags.

Jack from TFR

The Real World

The Holy Trinity of Financial Exploitation

May 30, 2025

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6 min read

The Holy Trinity of Financial Exploitation

The cost of living has risen exponentially in the past couple of years, and the reasons why are surprisingly simple.

Jack from TFR

The Real World

Why 'Buy Now, Pay Later' Is In Big Trouble...

May 29, 2025

•

6 min read

Why 'Buy Now, Pay Later' Is In Big Trouble...

...And why that's made me very happy.

Jack from TFR

Money & Personal Finance

May 9, 2025

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5 min read

9 Bad Money Habits Keeping You Broke

Do everything you can to eliminate these habits so you can start building wealth.

Jack from TFR

Money & Personal Finance

6 Credit Score Mistakes You Must Avoid for Financial Success

Apr 18, 2025

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5 min read

6 Credit Score Mistakes You Must Avoid for Financial Success

Making these mistakes may seem harmless, but could have significant effects on your ability to build credit and borrow money.

Jack from TFR

The Real World

Apr 7, 2025

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6 min read

Why Everything is Now A Monthly Payment

And why it could have dire consequences on the wealth, and thus power, of the working class.

Jack from TFR

Money & Personal Finance

This Alarming Statistic Sums Up Gen-Z’s Financial Struggles...

Mar 24, 2025

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8 min read

This Alarming Statistic Sums Up Gen-Z’s Financial Struggles...

As a proud zoomer, we've got things hard. But we really don't help ourselves, do we?

Jack from TFR

Money & Personal Finance

Opportunity Cost: A Crucial Factor in Personal Finance

Jan 31, 2025

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6 min read

Opportunity Cost: A Crucial Factor in Personal Finance

Why you must always acknowledge what you can't have, to ensure you're making the best decisions possible.

Jack from TFR

The Real World

Adult Peer Pressure is Destroying You...

Jan 27, 2025

•

6 min read

Adult Peer Pressure is Destroying You...

...here's how you stop it.

Jack from TFR

Money & Personal Finance

8 Credit Card Mistakes Most People Make...

Jan 24, 2025

•

6 min read

8 Credit Card Mistakes Most People Make...

...and how to avoid them.

Jack from TFR

Spending

Jan 20, 2025

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5 min read

6 Reasons Why Most Budgets Fail...

...and how you can avoid them.

Jack from TFR

Money & Personal Finance

6 Simple Tips to Help You Improve Your Credit Score

Jan 6, 2025

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4 min read

6 Simple Tips to Help You Improve Your Credit Score

Implement these simple tips to perfect your credit score, and have lower interest rates when you need to borrow money.

Jack from TFR

Spending

Jan 3, 2025

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6 min read

How to Create A Budget That Works

Implementing a winning budget formula to help you achieve your financial goals.

Jack from TFR

Spending

These Hidden Costs Are Destroying Your Ability to Build Wealth

Dec 6, 2024

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6 min read

These Hidden Costs Are Destroying Your Ability to Build Wealth

Sometimes it's the small holes nobody can see, that sinks the biggest of ships.

Jack from TFR

Spending

Oct 25, 2024

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4 min read

Why Does Everyone Have Terrible Spending Habits?

It seems as though everyone's spending habits suck. I'm diving into the reasons why.

Jack from TFR

Spending

Aug 12, 2024

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4 min read

Is Budgeting Actually Worth Doing?

Time to answer the big question: do you really need a budget?

Jack from TFR

Spending

6 Things You Should Stop Buying If You Want to Build Wealth

Aug 2, 2024

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6 min read

6 Things You Should Stop Buying If You Want to Build Wealth

How overspending on these items can have dire consequences on your wealth building capabilities.

Jack from TFR

Spending

Jul 26, 2024

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7 min read

5 Simple Spending Rules That Helped Me Escape The Rat Race

Use these spending rules to minimise waste and help you achieve your financial goals.

Jack from TFR

Spending

Jul 15, 2024

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6 min read

5 Simple Tips to Help You Remove Debt

Employ these simple strategies to your life so you can stay debt free.

Jack from TFR

Money & Personal Finance

Lifestyle Inflation: Why You Still Can't Build Wealth

Jul 8, 2024

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4 min read

Lifestyle Inflation: Why You Still Can't Build Wealth

How your consumerist tendencies force you to seek happiness through consumption, leaving you with no money to build wealth with.

Jack from TFR

Money & Personal Finance

Disposable Income: The Cheat Code to Financial Freedom

May 31, 2024

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5 min read

Disposable Income: The Cheat Code to Financial Freedom

Why is it so hard to save money and avoid living paycheque to paycheque today?

Jack from TFR

Spending

5 Simple Tips for Creating A Budget That Works

May 13, 2024

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3 min read

5 Simple Tips for Creating A Budget That Works

How to create an effective budget that will help you achieve your financial goals.

Jack from TFR

Money & Personal Finance

Why You Need to Build An Emergency Fund ASAP...

Apr 22, 2024

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4 min read

Why You Need to Build An Emergency Fund ASAP...

The best use of your money is eliminating stress, and that's exactly what an emergency fund does.

Jack from TFR

Spending

5 Simple Tips to Help You Avoid Debt Forever

Apr 5, 2024

•

6 min read

5 Simple Tips to Help You Avoid Debt Forever

Debt is a wealth building killer. Use these tips to avoid any pitfalls and achieve your financial goals.

Jack from TFR

Spending

Money Dysmorphia is Ruining Your Life

How Money ACTUALLY Makes You Happy

The Holy Trinity of Financial Exploitation

Why 'Buy Now, Pay Later' Is In Big Trouble...

9 Bad Money Habits Keeping You Broke

6 Credit Score Mistakes You Must Avoid for Financial Success

Why Everything is Now A Monthly Payment

This Alarming Statistic Sums Up Gen-Z’s Financial Struggles...

Opportunity Cost: A Crucial Factor in Personal Finance

Adult Peer Pressure is Destroying You...

8 Credit Card Mistakes Most People Make...

6 Reasons Why Most Budgets Fail...

6 Simple Tips to Help You Improve Your Credit Score

How to Create A Budget That Works

These Hidden Costs Are Destroying Your Ability to Build Wealth

Why Does Everyone Have Terrible Spending Habits?

Is Budgeting Actually Worth Doing?

6 Things You Should Stop Buying If You Want to Build Wealth

5 Simple Spending Rules That Helped Me Escape The Rat Race

5 Simple Tips to Help You Remove Debt

Lifestyle Inflation: Why You Still Can't Build Wealth

Disposable Income: The Cheat Code to Financial Freedom

5 Simple Tips for Creating A Budget That Works

Why You Need to Build An Emergency Fund ASAP...

5 Simple Tips to Help You Avoid Debt Forever

The Financial Revolution

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